Dekalos

Check your card rate

Your processor's published price, written out for your month.

Your processor and three figures from last month's statement. The page writes the published price out for a month and a year. A person reads your statement against it, and that is the reply. Nothing leaves this page until you send it.

The name on the statement, and the plan if you know it. Bought through a bank or a sales agent? Choose “A bank, an ISO, or a processor not listed”.

Optional. The benchmark depends on the kind of business, so it goes into the email with your figures.

Total card sales for the month. Statements call it gross volume, amount submitted or net sales.

Average card sale. Sets how much the per-transaction cents cost you. Blank uses $40.

The figure that matters most. The line that says total fees, total charges or total deductions. It goes in the email with the rest, and it is what the reply is about. Leave it blank if the statement is not to hand.

Every flat-rate processor states a percentage and a fee per transaction. Together with your average ticket, that fixes what a month should cost, and what a year comes to. Your statement says what it did cost. When those disagree, the difference is on the statement somewhere, and it has a name.

Nothing you type leaves this page: it cannot make a network request, and the figures go only when you send them from your own email.

For any business that takes cards in person. Published rates as of October 2026 are listed, with sources, on the Rate Index.

The card processing tool. Electricity, shipping and software bills go straight to a review: send one.

  • PayPal Zettle 2.29%
  • Clover 2.30%–2.60%
  • Helcim interchange + 0.40%
  • Square 2.40%–2.60%
  • Stripe Terminal 2.70%
  • SpotOn 2.45%–2.79%
  • Lightspeed Restaurant 2.60%
  • Toast 2.49%–2.99%
  • FedEx 2027 rates +5.9% avg.
  • UPS 2026 rates +5.9% avg., as reported
  • NV Energy 7.62¢/kWh from Oct 1 + $25.50/mo
  • Slack Pro $7.25/user/mo
  • QuickBooks from $38/mo

What each company publishes, or is reported to charge, as of September 2026: card processing rates, shown as a range where a processor prices several plans, then shipping, electricity and software. The per-transaction fee, the plan names and the source for every processor figure are on the Rate Index. A figure that could not be read from the company’s own page is marked as reported. DEKALOS is not affiliated with, endorsed by, or a partner of any company listed.